Smartphones have been a revolutionary technological innovation. Sure, even before smartphones, there were wireless and battery-powered mobile devices that one could use to connect with other individuals. But smartphones have changed the game and allow users to do much more than simply communicate with their loved ones. And it has become possible because of the invention of various apps that enable users to do much more than what was once considered possible. You can check sites like Wealth Pursuits to find lists of the best apps for every personal finance goal. In this post, we are going to discuss some of the main categories. Let's look at a few of them.
Finance apps
We have got to start with Finance apps specifically designed to keep track of one's financial activity, both income and expenses. Once given appropriate permissions on these smart devices, these apps automatically track one's expenses via credit cards and banking accounts. They also have numerous features that provide insights into one's spending habits, credit monitoring, as well as ability to pay bills directly from the app, which can prove to be quite beneficial.
The finance apps, with their tracking features, enable one to go through their expenses at the end of the mind and determine where they can save money. How can one expect to keep their spending in check without proper analysis? Finance apps allow one to do just that.
Payment/ Banking Apps
Paying online is not only considered hassle-free, but it also is quite beneficial when it comes to saving money. There are many payment/ banking apps that one could utilize and save a lot when it comes to payments. There is also the benefit of payment apps informing the user about a pending bill and its due date, so one does not have to incur any late fee or other penalties.
If that is not enough for one to entice to use Payment/ banking apps, then there is also the cashback and other offers on these apps. Yes, it is no secret that payment and banking apps want more and more users on their platforms. To that effect, they offer their members various cashback, reward points, and other exclusive awards. Now, who could say no to something like that?
Offers search apps
One of the most common ways people utilize smartphones is for making eCommerce purchases. It is pretty understandable; after all, who would want to go to a retail store to purchase anything when they can have it delivered on their doorsteps without much effort? The online stores understand this as well, as they have made it effortless for one to simply scroll through their site or even utilize their apps to place an order. The same is true for service apps as well. Now, one can easily book a ticket for their flight without even needing to go to the airport.
Many such apps promote themselves by offering promo codes that offer exclusive discounts to their users. Now, getting hands on these offers can be extremely difficult. But this is the sort of problem that offer search apps aim to solve. There are many different offers search apps that are exclusively designed to help their users find the best offer for them. Whether it be to buy the latest fashion wear or book a flight ticket, these apps help save one a lot of money.
Social Apps to connect with service providers
While social apps are clearly designed for users to connect with friends and people that share the same interest as them, it is also possible for one to communicate with a service provider directly through these apps. Yes, this is a tactic that has been proven beneficial for folks that are looking for exclusive discounts and have been loyal customers of the business in question. Take the case of a trip planner. Now you can directly book their services through the app, possibly with some promo code in the mix. Alternatively, you can connect with them via social media platforms and ask for an exclusive discount for your traveling party.
Now, this does not always work. But if you are a long-existing customer, there is a high possibility of you availing of exclusive benefits.